Selling a home in Fort Lauderdale can be a smooth and profitable process when you are properly prepared.
One of the most important steps is having the proper documents ready before listing. Missing paperwork can delay closings, weaken negotiations, or even cause deals to fall apart.
Below is a complete, expert-backed guide to the documents you need to sell a home or condo in Fort Lauderdale.
Fort Lauderdale Real Estate Documents Checklist
Property Deed
The property deed proves legal ownership of the home. It identifies the current owner(s) and confirms your right to sell the property. Before listing, ensure the deed information is accurate and matches public records. Any discrepancies should be resolved early to avoid delays during closing.
Government-Issued Identification
Sellers must provide valid photo identification, such as a driver’s license or passport. This is required by title companies and closing attorneys to verify identity and prevent fraud during the transaction.
Seller’s Disclosure Form
Florida law requires sellers to disclose any known material defects that could affect the property’s value.
This includes roof issues, plumbing problems, electrical concerns, prior water damage, or structural repairs. Providing a complete and honest disclosure protects you legally and builds trust with buyers.
Mortgage Payoff Statement
If you still have a mortgage on the property, your lender must provide a payoff statement showing the remaining loan balance, interest, and any applicable fees. This document allows the title company to calculate net proceeds and ensure the mortgage is properly satisfied at closing.
Property Tax Records
Recent property tax statements help confirm annual taxes, exemptions, and whether taxes are paid in full. Buyers often review this information to estimate future ownership costs, especially in Fort Lauderdale’s competitive market.
HOA or Condo Association Documents
If you are selling a condo or a home within an HOA, additional documentation is required. This typically includes association rules, bylaws, financial statements, resale certificates, and details about special assessments. Buyers are particularly cautious with condos, making these documents critical for a smooth sale.
Survey or Plat Map
A property survey outlines boundary lines, easements, and structures on the land. While not always mandatory, having an updated survey can speed up the closing process and help resolve boundary-related questions early.
Utility Bills and Service Records
Utility bills give buyers insight into monthly operating costs, while service records show the maintenance history of systems such as HVAC, roofing, or pest control. These documents help reassure buyers that the home has been well-maintained.
Home Improvement Permits and Warranties
Permits and warranties should support any renovations, additions, or major upgrades. Buyers often request proof that work was done legally and professionally, especially for structural changes or major system upgrades.
Closing Statement From Purchase (Optional)
If available, your original closing statement can help verify purchase details and assist the title company with historical records. While optional, it can help resolve questions quickly.
Why Preparation Matters in Fort Lauderdale
Fort Lauderdale’s real estate market moves fast, particularly for well-priced homes and desirable condos.
Sellers who prepare documents early experience fewer delays, more substantial buyer confidence, and smoother closings.
Working with a knowledgeable local Realtor ensures every document is handled correctly and submitted on time.
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